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Terms and Conditions

Last updated: 2025

Acceptance of Terms

By accessing and using this website dedicated to money saving strategies in Canada, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service. These Terms and Conditions apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and contributors of content.

We reserve the right to update these terms at any time without notice. Your continued use of the website following the posting of revised Terms means that you accept and agree to the changes. It is your responsibility to check these terms periodically for updates.

User Obligations

Users agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the site, use of the site, or access to the site without express written permission from us. Users shall not transmit any unlawful, threatening, abusive, defamatory, obscene, or otherwise objectionable material of any kind through the site.

You are responsible for maintaining the confidentiality of your account information and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password. You must notify us immediately of any unauthorized use of your account. We will not be liable for any loss or damage arising from your failure to protect your password or account information.

Intellectual Property Rights

All content, features, and functionality of this website, including but not limited to text, graphics, logos, images, and software, are the exclusive property of our organization and are protected by international copyright, trademark, and other intellectual property laws. The compilation of all content on this site is the exclusive property of our organization, protected by U.S. and international copyright laws.

You may not reproduce, republish, or transmit any content from this site without proper attribution and permission. All financial planning strategies, saving money tips, and frugal living advice provided are for educational purposes only and should not be considered professional financial advice.

Limitation of Liability

In no event shall our organization, nor its officers, directors, and employees, be held liable for anything arising out of or in any way connected with your use of this website. This includes liability for any indirect, special, incidental, or consequential damages. Our organization will not be liable to you in relation to the contents of, or use of, or otherwise in connection with, this website for any indirect, special, or consequential loss or for any business losses, loss of revenue, income, profits, or anticipated savings.

The information provided about money saving strategies, financial planning, and frugal living is presented as general guidance. We do not guarantee the accuracy, completeness, or timeliness of any information on this site. Users should consult with qualified financial professionals before making financial decisions.

Termination

We may terminate or suspend your access to our website immediately, without prior notice or liability, for any reason whatsoever, including if you breach the Terms. Upon termination of your access, your right to use the website will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

These Terms and Conditions are governed by and construed in accordance with the laws of Canada, and you irrevocably submit to the exclusive jurisdiction of the courts in that location. If any provision of these terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.